Media in the United States robot investment advisory services in China is rapid development

Source：Updated：2016-12-16 08:27:40

When China's investors PuGang, want to seek diversified investment advice, the Peking man has found a way of becoming more and more popular in China: a robot (21.92 + 2.29%, buy). 
 
PuGang put 500000 yuan into the accounts of a financial application software, it is a by product of titanium corp. 's financial technology start-ups - CV 21 technology to provide a service. Users by answering a set of questions in CV 21 app, assess their risk tolerance and investment goals, then, the software will provide a match with the standard portfolio. 
 
The 53-year-old sales manager said: "I want a can provide to me without prejudice, very reasonable Suggestions of financing platform. From Chinese traditional bank manager is hard to get such a suggestion, because they are usually not only to consider your interests, but also their sales target of the enterprise." 
 
 
 
According to the report, as more and more Chinese savers taking out money from the bank, in financial services, Internet intelligent investment adviser rapid development in China, it is usually through a smartphone app. In the past, those who are not particularly wealthy savers, almost get any investment advice. 
 
According to the China merchants securities (16.80 to 0.65%, buy) (12.04 0.50%) is expected, the scale of investment in China's smart and expected to reach 5.22 trillion yuan in 2020. 
 
Reported that after savers for those familiar with digital technology, China's state-owned Banks and securities services company always lag behind. It provides Internet giants such as alibaba and tencent opportunities, these companies can offer higher yields through the app, more convenient than traditional bank account transactions monetary fund. Alibaba's ant gold, has attracted 152 million active users, the company launched in June 2013 the balance of the treasure wealth management platform, now manages $760 billion of assets. 
 
Now, some new technology enterprise, such as CV 21 want to persuade investors to use their app, invest in stocks and bonds, rather than just monetary fund. CV 21 and the appeal of some of the competitors, to a certain extent from their smart investment service costs less than traditional industry, and more convenient. 
 
Some of the traditional brokerages are joining intelligent trend. For example, CV 21 securities is one of the partners of the people's livelihood. The livelihood of the people using the CV 21 technology, to provide customers a smart choice, investment threshold is 50000 yuan, service charge is 1% or lower. China merchants bank (18.24 to 3.08%, buy) (18.60 3.93%) last week also introduced a smart financial management services, investment threshold is 20000 yuan. 
 
CV 21 chief executive Zheng Yudong said, economic downturn, and last year's slump in China's stock market investors interested in smart investment. High returns, he says, fixed income products less and less, haven't got a lot of people to invest in the stock market confidence. 
 
Reported that a smart investment in China there is no lack of potential users. The number of the middle class in China is the world's largest, the number of millionaires in China has reached 1.6 million people. 
 
Reported that such a potential has attracted an investment platform based in New Jersey, securities, the company with the appropriate letter of Chinese companies and e-commerce platform jingdong reached cooperation, to provide financial management technology and services to Asian customers.