JD finance USES ai technology to connect data and scene to users and enterprises

Source：Updated：2017-12-01 08:42:00

In recent years, the financial industry has become an important industry field of big data and application of artificial intelligence. "Finance and data are inherently linked together," said Chen shengqiang, chief executive of jd.com. "artificial intelligence accelerates the arrival of inclusive finance." Data is the precondition of artificial intelligence and scene, jingdong financial data and the scene has its own unique advantages, we are willing to join the data and the scene with an open mind and provide everyone ".
Jingdong finance USES ai technology to connect data and scene to users and enterprises
It is reported that jd finance from the day since its establishment, with artificial intelligence technology as the core. Jingdong financial risk control system using deep learning, figure calculation, artificial intelligence technology such as biological probes, without artificial audit credit and loan, bad debt rate and capital loss level is lower than the industry average of more than 50%. The technology of jd finance has helped Banks more than 10 times the efficiency of the credit review, and the cost of customer orders has been reduced by more than 70 percent.
 
At present, jingdong unmanned warehouse 24 hours every day, hundreds of thousands of orders can be continuously produced, large warehouse a person all have no, one hundred percent is controlled by robots and artificial intelligence systems; Jd.com's driverless car has been tested on the road; The drone has been tested over 170, 000 hours and the latest flying drone can fly 240 kilometers. In the next three years, heavy drones can fly 500 to 1,000 kilometers and carry a ton to two tons of cargo. At universities in Beijing, jd.com will use robots to deliver goods instead of people.
 
The financial technology industry is changing rapidly, and artificial intelligence has become the commanding point of The Times. People in the industry believe that jd finance has the longest data of integrity, precision and value chain, creating the ideal data base for the full practice of artificial intelligence. At the same time, jingdong's rich application scene also provides the best soil for technical talent growth and technological innovation practice.